The risk to people and property due to acts of nature.
Building a village in close proximity to a volcano that has been dormant for 300 years. There is some evidence that the volcano is not permanently dormant.
The volcano erupts suddenly and powerfully, demolishing the village and contaminating the air over a large body of land.
The vocano remains dormant and becomes a focal point of nature walks and scientific research, both of which enrich the local community.